I am in the process of applying for PhD programs, and while I was getting things ready for my Duke application, I came across an article on the Psychology Today website that was both disgusting and gratifying, in an odd way: It reported about and New York ad agency using homeless people being used as objects.



Great is our sin.

If the misery of the poor be caused not by the laws of nature, but by our institutions, great is our sin.  ~Charles Darwin

Five myths about the poor

There is an article a friend posted on Facebook that highlights five myths about the poor, and boy are they true.  I see this in my work, with my clients, and the research I read. The article mentioned these myths and explained and gave proof for them, so I won’t do that here, but I am adding my own thoughts given my own experience and observations.


Three things I learned at a CFPB financial empowerment toolkit training.

I’m in a city that is using a financial empowerment toolkit assembled by the Consumer Financial Protection Bureau. The training wasn’t quite as advanced as I was hoping for, but I’m glad I went. There were at least three things I learned during this training that I didn’t realize.  There might be more, but I haven’t used the toolkit yet.


Declaration of the rights of a child – Adult version

I was reading an old online travelblog of a woman who had been a Peace Corps Volunteer in Romania, she posted the UN Declaration of the Rights of a Child, an abridged version. I didn’t realize there was such a thing (silly me) and looking them over makes me introspective.  I wonder how, though they’re given for children, how they might translate for adults.



Versatile Blogger Award – Woot!

What a treat!  Fellow blogger Mollygreye nominated me for the Versatile Blogger Award, and I’m am so excited – it’s my first time having been nominated for something on here.

So, I saw that she nominated me and was happy that now I have a little icon to put on the side of my blog, but I also assumed that there were some expectations of me in order to fly that little banner. I did some looking around on the WP-sphere, and I might be wrong, but it seems that now I need to do two things: To list seven facts about myself, presumably about things I haven’t or wouldn’t normally share in my blog posts, and then nominate 15 bloggers for this award.


Social Cost of Payday Lending, Part II

Payday loans cost the U.S. economy nearly $1 billion and thousands of jobs in 2011, according to a report from the Insight Center for Community Economic Development

From an CNBC article in May. (http://www.cnbc.com/id/100701516)

Yay! I am so pleased to see reports of a study like this, to know that more work has been done.

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